Medicare 101

If you're new to Medicare, retiring soon or leaving your spouse's employer health plan, Welcome to MediGold. MediGold has been insuring Medicare beneficiaries for more than two decades. Our Personal Advisors are part of your community and can provide you with free assistance.

Frequently Asked Questions

Generally, you're eligible for Medicare if you are 65 or older, under 65 with certain disabilities or have end-stage renal disease.
  • Medicare Part A covers hospital care. There is generally not a cost associated with Part A if you or your spouse paid Medicare taxes while working.
  • Medicare Part B covers certain doctor's services, outpatient care and other medical services. Once you sign up for Medicare Part B, you'll pay around $144.60 a month (varies by income), which is typically deducted from your social security check.
  • Medicare Part C is the private part of Medicare called Medicare Advantage. Many people find Medicare Advantage plans, like MediGold, attractive because Part A, B and D are often combined into one plan. This provides value by offering comprehensive coverage with a reasonable monthly premium and often fixed copays. Additionally, a Medicare Advantage plan often covers services not covered by Original Medicare, such as annual vision, hearing and dental benefits plus a fitness membership.
  • Medicare Part D is prescription drug coverage. Most MediGold plans automatically include Part D coverage and $0 copays for preferred generic drugs.

MediGold offers all parts in one easy plan to keep things easy for you.*

If you're already receiving Social Security benefits, you'll automatically receive your Medicare card 3 months before your 65th birthday. If you don't already have Medicare Parts A and B, you'll need to contact Social Security to apply.
When you first become eligible for Medicare, you have a seven month special enrollment period that generally begins three months before the month you turn 65 and extends three months after the month you turn 65. Feel free to contact us at any time to discuss MediGold plan options.

MediGold is a Medicare Advantage plan. Thousands of members find MediGold attractive because we combine hospital, medical and drug coverage in one plan along with extra benefits not covered by Original Medicare or a Medicare Supplement. Plus, MediGold monthly premiums are generally more affordable than Medicare supplements.

When you choose MediGold, you're choosing to partner with a committed team of health experts whose goal is to provide you with exceptional care at affordable costs. It's this commitment to our members that has driven over 20 years of service.

At MediGold, you'll find immediate value through our service excellence, integrity and member-centricity. Our sales team will help you to navigate the Medicare process and find the best plan for your individual needs. Our goal is to make your experience hassle-free, and to deliver accurate, helpful and timely information.

Serving our members' needs is our highest priority. That's why we partner with our constantly growing network of doctors and hospitals to coordinate your care and help manage your health.

  • With all MediGold plans, you receive a free SilverSneakers membership that provides access to more than 16,000 fitness centers across the nation.
  • MediGold members of eligible plans receive an over-the-counter quarterly allowance through OTC Health Solutions.
  • Most MediGold plans include preventive dental services at no extra cost from a national network of dentists, in addition to comprehensive coverage in an optional supplemental dental plan for a low monthly premium.
  • All MediGold members can choose from two levels of hearing aids that come in a variety of styles and colors offered at a fraction of the retail price.
  • Our new Travel Allowance allows members to see an out-of-network provider while traveling anywhere in the United States outside of their home state. Members also have the added convenience of a national network of dentists, eye doctors, pharmacies, fitness locations, and worldwide coverage for urgent and emergency care.
  • And, you'll appreciate the simplicity of no copay stacking (ask us about it) and no referrals for in-network specialists.
Give us a call to learn more about the MediGold benefits that will defy your expectations!
If you're planning to retire soon we can help you too. Talk to us to learn how to avoid Medicare penalties. Everyone's situation is different so let our Personal Advisors provide you free guidance.

Our seminars are the perfect place to get answers to your questions.

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Info Guide

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1-800-964-4525 (TTY 711)

Making a great choice is easier than you think with MediGold!
         -Colin, MediGold Sales Supervisor

*MediGold Medical Only (HMO) does not include Part D drug coverage.

Updated 10/2019